September 5th, 2025

As a new school year begins, there is an important issue families must consider: are you prepared for the worst-case scenario?

Once a child turns 18, they are legally considered an adult and gain certain privacy rights under the law. This means that—even if parents are covering college expenses like tuition, housing, food, and more—privacy laws prohibit financial institutions and medical providers from sharing information about the child without proper legal authorization.

Yes, even if parents pay for their child’s health insurance, they are not automatically entitled to receive basic information about their child’s medical condition after they turn 18.

What Should You Do?

To address this issue, everyone over the age of 18 should have a complete set of ancillary documents that specify:

  • Who is allowed access to their medical information
  • Who can make financial and healthcare decisions on their behalf
  • What actions should be taken if they are unable to make decisions for themselves

For students and young adults, the following documents are essential:

1. Durable Power of Attorney

This document designates someone to handle financial matters on the child’s behalf. It allows the appointed person to manage bank accounts, sign important documents, and handle financial transactions when the child is unable to do so themselves.

2. Medical Power of Attorney

This document authorizes an appointed person to make medical decisions if the child is unable to make them independently. In emergencies, it ensures that the child receives the appropriate and timely care they need.

3. HIPAA Authorization

The Health Insurance Portability and Accountability Act (HIPAA) restricts access to medical records. This authorization allows healthcare providers to share the child’s medical information with the appointed individuals, ensuring they can stay informed and communicate effectively with doctors about ongoing care.

Our Back-to-School Offer

Ready to secure these critical documents for your young adult? Doré Rothberg Law is here to help with a special Back-to-School Estate Planning Package.

For just $400, we will draft:

  • A Medical Power of Attorney
  • A Durable Power of Attorney
  • A HIPAA Authorization

This is a significant savings compared to the standard rate of $500.

Peace of Mind for You and Your Family

At Doré Rothberg Law, we want to provide families with the peace of mind that comes from knowing they are prepared. Life is unpredictable, and no parent wants to imagine worst-case scenarios for their young adult. However, being prepared ensures you have the legal authority to step in and make decisions when your child needs you most.

Having these documents in place allows you to act quickly in emergencies, giving you both security and confidence during critical moments.

Call Doré Rothberg Law today to take advantage of this special offer and secure these essential documents for your young adult: (281) 829-1555. Doré Rothberg – Houston & Fort Worth Law Firm.

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